Don't Worry - You Don't Have to Pay for Hospice
If you're considering hospice for your loved one, there is at least one thing you don't have to worry about.
Who will pay for it?
Most hospice care is covered by Medicare, Medicaid, or private insurance.
That means there should be no or very little out-of-pocket expenses for you or your loved one.
Don't wait.
Hospice care can make your loved one more comfortable. It can vastly improve their quality of life. It can allow you to spend more time with them, making the most of the time that remains.
Don't delay that any further than needed. Especially since it likely won't cost anything, there is absolutely no reason not to start improving their quality of life right now.
Crossroads is the best choice.
Crossroads Hospice & Palliative Care spends more time with patients than the national average.
With Crossroads, your loved one will:
- Require less ER visits
- Receive personalized physical, emotional, and spiritual support
- Receive necessary elements like a hospital bed and medications
- Get to experience the best care that hospice has to offer, including special programs like Gift of a Day and Life Journals
Don't delay -- contact Crossroads now for a free patient evaluation.
Complete the below form or call 855-327-4677.
We're here for you.
Your hospice payment questions answered.
Who pays for hospice?
Hospice care is typically covered by some form of insurance, alleviating financial stress during a challenging time. Individuals with Medicare, Medicaid, or private insurance find hospice care is available at little or no cost to the patient or their family. Below are the most common payment options and what they cover:
Medicare - A majority of hospice patients don’t have to pay for hospice care thanks to their Medicare Hospice Benefit. The Medicare Hospice Benefit is designed to provide the terminally ill with the support of hospice comfort care. This benefit covers 100% of hospice-related fees, including medical supplies and prescriptions for pain and comfort management, with no deductibles or copays. Medicare is available for individuals aged 65 and older, as well as those with certain disabilities. Learn more.
Medicaid – Medicaid is available for hospice care in most states. Low-income individuals, families, seniors, and people with disabilities are generally eligible for Medicaid. While traditionally associated with financial hardship, Medicaid also covers younger hospice patients over 18 who may not have job-based insurance benefits. Each state has specific eligibility requirements, and coverage options can be discussed on a case-by-case basis with a billing coordinators. Learn more.
Private Insurance – While most private insurance companies model their Hospice benefit coverage on the Medicare Hospice Benefit program, families may face challenges in understanding how much is covered due to differences between policies. To navigate paying for hospice care through private insurance, it’s crucial to review your specific benefits package. Billing specialists can help clarify coverage and payment responsibilities. Learn more.
How do I pay for hospice if I don’t have insurance?
No patient should ever be denied hospice care because of inability to pay. If a patient is not covered by one of these options, Crossroads Hospice & Palliative Care will work with the patient and their family in paying for hospice care, and ensuring the patient receives the end-of-life care they need. Please give us a call at 888-603-MORE, to discuss your situation. We will work to find the best solution for your family.
If Medicare is paying for hospice, why did I still get a bill?
One thing that often causes confusion for patients and their families is the difference between hospice-related care and non-hospice-related care. Medicare, Medicaid and most insurance plans will cover the cost of hospice—which includes things like medical supplies and pain medicine. This is hospice-related care. What they won’t cover is non-hospice-related care, which is defined as any care needed that is not related to comfort of the patient. Think of it this way: If the patient needs stitches after an accidental fall or catches a cold and needs a Z-pack, those expenses aren’t related to hospice and would not be covered.